A bank statement is one of the most important financial documents that come from a bank or financial institution. A majority of people have bank accounts in some or other bank. A bank is a place where we keep our money. As a person who is managing the financial needs of himself/herself or a family, it is essential to learn everything about a bank statement starting from what it is, how to use it, how to request it, and how to differentiate between a real and fake statement.

There are many ways you can access your bank statement for a specific period of time. With the advancement in technology, banking has changed a lot and now there are more facilities available for users. These days, banks even send you a summary of transactions that you incurred for a specific period of time through email. There is also an option to request the bank to send a bank statement.


What is a bank statement?

A bank statement is a financial document that is used to keep a check on the transactions that are made over a period of time. This statement is further used by a charted accountant to file an ITR or an income tax. As a responsible person, you must keep a check on your bank statement in order to keep a track of all your transactions.

The following transaction appears on a bank statement:

  • deposits,
  • withdrawals,
  • debit,
  • and credit.

As mentioned before, there is a huge update in the banking industry over the last few years. Now banks send bank statements or E-statements through email. But there are still a lot of people who likes to receive paper bank statement in order to maintain their record files. You can request a printable bank statement by visiting the bank or maybe request it online as well.

Bank statements come from the bank only there is nothing to edit because they are the exact records. But still, if you want to make your own bank statement maybe to highlight some transactions, etc then you can use the editable bank statement template. But please note that editable bank statement templates are not official bank statements, but you can prepare them for your own use only, these type of edited statements does not hold any importance in legal terms.

How to Request a Bank Statement?

Every person or individual has a right to request his or her bank statement for any period of time. And bank employees are there to help you out. You can request a bank statement by visiting the bank office, filling out the simple form, and a statement will be handed over to you or sent to your address as well.

Many banks have this facility where users can request bank statements online as well. Usually, the banks have to provide one copy of the statement for free. The bank is at liberty to charge a fee for any additional requirements.

What are the benefits of a bank statement?

A bank statement is an important financial document that comes with a lot of benefits, some of which are listed below:

  • A bank statement is required to file an ITR or file an income tax.
  • This statement is required to give proof of employment as well.
  • Using this statement, one can apply for loans as well.
  • With the help of a bank statement, one can keep a proper check on his or her monthly transaction. Planning and saving money is easier once you have an idea of your expenses.
  • This statement can be used to track all transaction information, therefore, if you are facing any transaction-related problem then you can see the statement for clarity.

So there are some of the benefits of bank statements. There are many other benefits as well. To cut the long story short, a bank statement is an important piece of financial information that every person should keep a check on.


Every individual has a right to receive a sample statement of account from his or her bank detailing the deposits, withdrawals, opening as well as closing balances, and the bank charges if any. At the same time, the individual has to furnish certain information to the bank while applying for credit facilities. These Bank Statement Templates along with the Internal Link Anchor Text would enable you to have access to and submit the required information. You can make bank statements that last either 3 days or 30 months with our editable templates.